Agreed. I'm far from an expert, but I don't think the correction is over yet. I think we're in for another big swing the other way, and probably one back this way. The volatility seems very high right now, and I think the market hasn't yet corrected to where it wants/needs to be. Funny how one’s perspective on the stock market changes when they retire! Up until I was in my 50’s I never thought much about it because I knew if things went south I had time to recover. As I got closer to retirement I started paying closer attention to the market swings, and now that I’m retired I really watch things closely. Just the other day, I told my wife it might be time to have an expert take a look our situation because we surely cannot afford to set back and do nothing if action is called for “Hell will be filled with people that didn’t cuss, didn’t drink, and may even have been baptized. Why? Because none of those things makes someone a Christian.”