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I'm looking for a new carrier for our church insurance, and thought I would ask if anyone had any suggestions. We have been using Brotherhood Mutual for a number of years and have been incredibly dissatisfied with them. I could write a book about their customer service and refusal to honor their obligations. So, we're shopping. Where can I find a reputable company that writes insurance for churches

Our church had Church Mutual Insurance when I first went to Clarksville Church of God. Found out we were paying nearly double premiums due to inept leadership and a dishonest insurance agent. I have loathed Brotherhood Mutual Insurance for some of their customer service practices and lack of taking care of their customers needs since 1998. They insure us now, here in Russellville, and I would like to change, but it is not feasible for us at this time.The company that I heartily recommend and want to have again is Cincinnati Insurance. Higgins Insurance was the independent agency that connected us. Higgins Insurance is out Clarksville, TN and Hopkinsville, KY. We had not had a claim in the previous five years, and within 30 days of underwriting us, we got hit by storm damage and break-ins. They took care of us without blinking an eye, and didn't raise our premiums as a result of it.

And let him tell you about his Church Mutual nightmare his church is going throug

lillieinsurance.com/Jack Lillie 859-586-8580I know he is in KY but I'm sure he can help you out as well.

There was a Baptist affiliated school of higher learning there. I assume it is still there, but I moved to the Russellville Church of God last July, so I'm really not sure. I checked into it when I first got there 10 years ago, but wasn't interested because it wasn't properly accredited. And I didn't even know how you felt about accreditation back then.

Our church is with Church Mutual and it has been a nightmare. We had a storm rip off our roof last November. We are still fighting them. The roof was finally replaced in March, but they are still haggling over payment. The damage to the inside of the building is another story. CM sent out an adjuster 2 days after the storm. He literally spent less than 40 minutes on site and told the contractors to tarp the roof. THERE WAS NO ROOF! I was there and told him that they needed to construct a temporary roof because the opening was 40 by 70 with no trusses remaining. He refused and they tarped it. 4 days later we had a freak storm dumping 8 of snow on us which brought it all down and all that snow into the building. It then rained for weeks and the new roof could not even be begun until January. This went from being a claim that should have been around $75,000 to $80,000 to now around $200K and they are giving my church fits over it. We still do not have funds release to do the repairs on the inside of the building and we have been out of the building for more than 5 months. Now that we are closing in on a dollar amount they are squawking about it taking too long and they do not want to pay any longer for our temporary location, even though the delays have been entirely on Church Mutual. Another issue is over the utilities. They had to place almost 30 machines in the building and run them 24/7 for 6 weeks which literally caused the church utility bill to increase almost 6 times what it normally would be, and Church Mutual does not want to pay those bills.

I have had good service form Guide One. Left them for a while and went with Church Mutual. After a couple of experiences, went back to Guide One

It aint so much bout what OTCP thinks about it (even though I do got some strong sentiments an all about it), what's important is whether the accreditation is legitimate an that a feller--specially a preacher--don't end up with a degree mill worthless sheepskin. So, I'm real glad, Paul, at you was not interested in a place not properly accredited. Good fer you, son!!!!!!!!!!!