This is how it works. We are super, super biased toward our own experiences. This is not a learned thing, it's a deep-rooted cognitive bias that tends to really affect the quality of the decisions we make. Being aware of that bias, and seeking to make decisions that will feel counter-intuitive at times but are in fact the most grounded in reality, is a good way to start making better decisions overall.Also, statistics don't mean a thing to you if you are the one robbed or mugged: true. But the likelihood of you ever finding yourself in those shoes is way,